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	<title>Comments on: Creating A Budget That Works</title>
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	<link>http://www.serenejourney.com/2009/06/creating-a-budget-that-works/</link>
	<description>Simple Tips To Enjoy Life</description>
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		<title>By: Links of the Week: "Super-Human Stunt Man" Edition &#124; Man Vs. Debt</title>
		<link>http://www.serenejourney.com/2009/06/creating-a-budget-that-works/#comment-1065</link>
		<dc:creator>Links of the Week: "Super-Human Stunt Man" Edition &#124; Man Vs. Debt</dc:creator>
		<pubDate>Fri, 05 Jun 2009 12:57:14 +0000</pubDate>
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		<description>[...] Serene Journey: Creating A Budget That Works [...]</description>
		<content:encoded><![CDATA[<p>[...] Serene Journey: Creating A Budget That Works [...]</p>
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		<title>By: Sherri</title>
		<link>http://www.serenejourney.com/2009/06/creating-a-budget-that-works/#comment-1060</link>
		<dc:creator>Sherri</dc:creator>
		<pubDate>Thu, 04 Jun 2009 19:30:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.serenejourney.com/?p=1791#comment-1060</guid>
		<description>@ Lisis - At least you have a budget, that&#039;s a huge first step. Tying the tracking with payday helps to keep us on track at most we are only ever 2 weeks behind.

@ Jeff - That&#039;s awesome I&#039;m glad you&#039;ve found a system that works. I&#039;m not familiar with YNAB but having had a quick look at it it looks fairly straight forward. Thanks for the tip!

@ PP - That&#039;s great! I hope it works out for you it&#039;s amazing how quickly you can get further ahead financially when you have a budget that works.</description>
		<content:encoded><![CDATA[<p>@ Lisis &#8211; At least you have a budget, that&#8217;s a huge first step. Tying the tracking with payday helps to keep us on track at most we are only ever 2 weeks behind.</p>
<p>@ Jeff &#8211; That&#8217;s awesome I&#8217;m glad you&#8217;ve found a system that works. I&#8217;m not familiar with YNAB but having had a quick look at it it looks fairly straight forward. Thanks for the tip!</p>
<p>@ PP &#8211; That&#8217;s great! I hope it works out for you it&#8217;s amazing how quickly you can get further ahead financially when you have a budget that works.</p>
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		<title>By: Positively Present</title>
		<link>http://www.serenejourney.com/2009/06/creating-a-budget-that-works/#comment-1056</link>
		<dc:creator>Positively Present</dc:creator>
		<pubDate>Wed, 03 Jun 2009 17:27:06 +0000</pubDate>
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		<description>Ahh, after discussing my shopping problem on my blog yesterday this is JUST what I needed! Thank you!! I&#039;m printing this now and I&#039;m going to get to work on creating a budge that works for me.

&lt;abbr&gt;&lt;em&gt;Positively Present’s last blog post..&lt;a href=&quot;http://positivelypresent.typepad.com/positively_present/2009/06/happiness-for-sale-.html&quot; rel=&quot;nofollow&quot;&gt;happiness (is not) for sale!&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Ahh, after discussing my shopping problem on my blog yesterday this is JUST what I needed! Thank you!! I&#8217;m printing this now and I&#8217;m going to get to work on creating a budge that works for me.</p>
<p><abbr><em>Positively Present’s last blog post..<a href="http://positivelypresent.typepad.com/positively_present/2009/06/happiness-for-sale-.html" rel="nofollow">happiness (is not) for sale!</a></em></abbr></p>
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		<title>By: Jeff@MySuperChargedLife</title>
		<link>http://www.serenejourney.com/2009/06/creating-a-budget-that-works/#comment-1052</link>
		<dc:creator>Jeff@MySuperChargedLife</dc:creator>
		<pubDate>Wed, 03 Jun 2009 13:46:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.serenejourney.com/?p=1791#comment-1052</guid>
		<description>Great advice!  Flexibility and being on the same page as your spouse are both very important.  Both partners must be fully engaged in the budgeting process for it to work.  A rigid budget will die a quick death!

There are several options beyond just using a spreadsheet to track one&#039;s budget.  I use YNAB Pro to plan and track my monthly budget.  It works great for me.

&lt;abbr&gt;&lt;em&gt;Jeff@MySuperChargedLife’s last blog post..&lt;a href=&quot;http://mysuperchargedlife.com/blog/top-10-reasons-living-with-debt-bites/&quot; rel=&quot;nofollow&quot;&gt;Top 10 Reasons Living With Debt — BITES!&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Great advice!  Flexibility and being on the same page as your spouse are both very important.  Both partners must be fully engaged in the budgeting process for it to work.  A rigid budget will die a quick death!</p>
<p>There are several options beyond just using a spreadsheet to track one&#8217;s budget.  I use YNAB Pro to plan and track my monthly budget.  It works great for me.</p>
<p><abbr><em>Jeff@MySuperChargedLife’s last blog post..<a href="http://mysuperchargedlife.com/blog/top-10-reasons-living-with-debt-bites/" rel="nofollow">Top 10 Reasons Living With Debt — BITES!</a></em></abbr></p>
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		<title>By: Lisis &#124; Quest For Balance</title>
		<link>http://www.serenejourney.com/2009/06/creating-a-budget-that-works/#comment-1051</link>
		<dc:creator>Lisis &#124; Quest For Balance</dc:creator>
		<pubDate>Wed, 03 Jun 2009 13:39:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.serenejourney.com/?p=1791#comment-1051</guid>
		<description>Awesome! I have THE spreadsheet too, or one like it, anyway.  The tricky part for me is usually the tracking of expenses.  Sometimes I get busy, or just don&#039;t feel like doing it... then it piles up and gets overwhelming.

Gotta get better about slow and steady progress.

Thanks!!

&lt;abbr&gt;&lt;em&gt;Lisis &#124; Quest For Balance’s last blog post..&lt;a href=&quot;http://www.questforbalance.com/2009/06/03/why-religion-is-irrelevant/&quot; rel=&quot;nofollow&quot;&gt;Why Religion Is Irrelevant&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Awesome! I have THE spreadsheet too, or one like it, anyway.  The tricky part for me is usually the tracking of expenses.  Sometimes I get busy, or just don&#8217;t feel like doing it&#8230; then it piles up and gets overwhelming.</p>
<p>Gotta get better about slow and steady progress.</p>
<p>Thanks!!</p>
<p><abbr><em>Lisis | Quest For Balance’s last blog post..<a href="http://www.questforbalance.com/2009/06/03/why-religion-is-irrelevant/" rel="nofollow">Why Religion Is Irrelevant</a></em></abbr></p>
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